FAQs About Canadian Dental Care Plan (CDCP)
To qualify for the CDCP, you must be a Canadian resident, have filed your taxes, meet the income requirements, and not have access to private dental insurance through an employer, pension, professional association, or personal plan. Eligibility is determined by the Government of Canada.
Not always. The CDCP helps cover eligible dental services, but it may not pay the full cost of treatment. Depending on your family income and the fees charged by your dental office, you may be responsible for a co-payment or additional out-of-pocket costs.
The CDCP covers many preventive, diagnostic, restorative, endodontic, periodontal, and prosthodontic services. Some treatments, such as certain crowns, dentures, and specialized procedures, may require preauthorization before coverage is approved.
Most routine services, such as exams, cleanings, fillings, and basic extractions, do not require approval. However, some treatments require preauthorization from the CDCP before they can be covered. Your dental team can help determine if preauthorization is needed and submit the necessary documentation on your behalf.